How Gujjus are enterprising?

According to the August 8 report of the National Council of Applied Economic Research, the richest city in India is now Surat, ahead of Bangalore and Madras , with an average annual household income of Rs0.45 million (over $11,000 per year).
80 per cent of all diamonds sold anywhere in the world are polished in Surat 's 10,000 diamond units
The only non-Jews in the Tel Aviv and Jerusalem diamond bourse are Gujjus.
Between 2004-5 and 2007-8 Surat 's middle class doubled in size and its poor reduced by a third.
The fifth richest city in India is now Ahmedabad, ahead of Bombay and Delhi ,and miles ahead of Calcutta .
The percentage of man-days lost in Gujarat due to labour unrest is 0..42 per cent,the lowest in India .
Of Gujarat 's 18,048 villages, 17,940 have electricity.
The world's largest oil refinery is coming up in Jamnagar. Owned by Reliance, it already refines 660,000 barrels of oil a day and will double that this year.
Thirty per cent of India 's cotton is grown in Gujarat, 40 per cent of India 's art-silk is manufactured in Surat , employing 0.7 million people.
The world's third largest denim manufacturer is Ahmedabad's Arvind Mills..
A KPMG report says 40 per cent of India 's pharmacy industry is based in Gujarat with companies like Torrent, Zydus Cadila, Alembic, Dishman and Sun Pharma.
The state of Gujarat's GDP has been growing at 12 per cent a year for the last 12 years, as fast as China 's.
India 's wealthiest man, Mukesh Ambani of Reliance, is Gujarati. Forbes says he is the world's fifth richest man, worth $43 billion. Azim Premji of Wipro, is Gujarati. He is the world's 21st richest man, worth $17 billion.
Ten of the 25 richest Indians are Gujarati.
Some of the best business communities in India -- Parsis, Jains, Memons, Banias, Khojas and Bohras -- speak Gujarati.
The two great leaders of the subcontinent, the Mahatma and the Quaid, were both Gujaratis from trading communities. One a Bania, the other a Khoja.
Gujaratis number 55 million, five per cent of India 's population living on six per cent of surface area, but hold 30 per cent of all Indian stock.
Gujaratis account for 16 per cent of all Indian exports and 17 per cent of GDP.
Do we have any clue how the gujjus achieve all this?
As a Gujju, I know a few of the factors contributing to this success :

1. Gujjus are ardent money lovers! So every success rated in terms of money finds them there !
2. They avoid quarrels, fights, battles, issues, frictions at probably any cost! Even at the cost of apparent self-respect because until their money is harmed, no self-respect is ever assailed!
3. Whoever cam manage money, can probably manage every thing else ! That's again what makes them good administrators.
4. They love to chase money till any corner of the world! That accounts for their presence in most of the countries of the world.
5. Enterprising nature & entrepreneurial skills in their genes are next to those of only Marwaris & English people.
6. They are not interested in any power plays or ostentations that cost ! They seek no entertainment outside home! So they save & save.
7. They love to keep low profile lest their wealth attracts evil eyes!
8. They prefer brain intensive occupations more than labour-intensive ones, so have wider applications !
http://www.mudraa.com/trading/55290/0/my-report-on-gujarat.html